Attention homeowners in Fort Payne and De Kalb County: Need an appraisal?

The top seven reasons AL homeowners need Walker Brothers Appraisal & Real Estate:

  1. Find the right listing price (whether they're selling the home on their own or using an agent)
  2. To challenge a AL property tax assessment
  3. Remove PMI to lower your mortgage payments
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. Determine the true market value of property in question to settle an estate in De Kalb county or AL

Own a house in or near Fort Payne, AL and need help determining the price of it?
Contact Walker Brothers Appraisal & Real Estate.

We at Walker Brothers Appraisal & Real Estate understand the particular needs of a customer after appraisal services. Our regular business clients understand the appraisal process and the standard reporting formats. Being a person not in the real estate business that probably doesn't look at appraisals every day,you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Walker Brothers Appraisal & Real Estate will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value report than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A fashionable money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. Walker Brothers Appraisal & Real Estate is experts in helping customers just like you dismiss unneeded and unwanted PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your home overvalued if you live in a local area that is declining or not appreciating as much as other homes close to yours. This means you're most likely paying higher taxes than you should be paying. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal report from Walker Brothers Appraisal & Real Estate is your number one weapon.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. This can this be difficult from a cash flow point of view, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Walker Brothers Appraisal & Real Estate can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you would like to have a seasoned professional double-check it for precision or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have in your possession. While usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your house.